On-Set Insurance: Who's Covering You?

Ever wonder while you are covering your world, who's covering you?

What Edie will cover:

• Examples of what can happen if your policy doesn't have the correct coverage's or not enough coverage. (True Horror Stories)
• Why insurance policies are not all the same.
• Why it's not a good idea to forgo coverage vs. budgeting for insurance.
• Why it's not a good idea to "gamble" and take a chance on coverage since "nothing" has happened to me yet.
• Why this type of insurance is more costly than your normal insurance policy (such as a business policy or home or auto policy).

Ok now that I have gotten your attention as to why its important to have the correct coverage's that match your production needs lets touch base on what type of coverage or coverages that are needed for a feature film, documentary, one year DICE policy, commercials and or a short film.

For Edie's full bio, click here.

Overview of Production Coverages:

• Named Insured (most important)
• Address
• Contact information
• Synopsis and working title
• Production dates
• Gross Production Costs (Budget)
• Real Property including building
• Contents (Film office maybe?)
• Owned Production Equipment, amount if replaced, what type of equipment are we talking about?
• Non Owned Production Equipment, amount if replaced, what type of equipment are we talking about?
• Worldwide coverage needed?
• Props, Sets and Wardrobe
• Third Party Property Damage
• Negative and Faulty
• Electronic Data Equipment (Computers and Laptops)
• General Liability
• Any stunts in this production? Stunts explained as to what constitutes a stunt in the insurance carrier's eyes.
• Blanket additional Insured needed?
• Auto Liability
• Non Owned and Hired Vehicle Liability
• Hired Car Physical Damage
• Excess Liability
• Weather
• Professional E & O
• Cast and Crew
• Workers Comp
• Optional coverage including rental reimbursement and travel accident insurance.
• Usual payment plans available for total cost of insurance
• Do your homework (SAG requires you to carry, investors may require you to carry and what states require you to carry in limits)

I will explain each one of the above coverages, why its necessary to consider purchasing the coverage and what the coverage is.

We will conclude with a Q&A to ask me any questions you have about your upcoming project.

Who should attend?

• Producers
• Directors
• Cinematographers
• Crew
• All DIY filmmakers

About Edie Fischler

Edie is an insurance agent at George B. Ford Agency, Inc. in Novi, Michigan.

• 18 Years Insurance Experience In Claims
• 20+ Years Experience As An Insurance Agent
• In my leisure hours I enjoy working as a tutor and mentor with inner city kids in Detroit. Some of my hobbies are traveling, gardening and snorkeling. I was recently married this year so I am also enjoying being a newlywed.

The insurance needs of video and film production companies are as unique and creative as their productions. I bring to the table essential insurance products and services for feature films, commercials, documentaries and television programs. Providing comprehensive coverage for hazards associated with state of the art productions are my specialty.

I have over 38 years of insurance experience along with 13 film credits to my name - with most of those years under the roof of The George B. Ford Agency, Inc. that has been in business since 1938 and has represented top rated insurance carriers throughout the years.

This being said, all the above provide a bundle of knowledge and service to future and current customers.